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Payday loans could appear to be an easy and simple option, but if you get caught out and are unable to make your loan payments on time, things can quickly spiral out of control for you. The best course of action for you to take if you're having trouble repaying a payday loan is to confront the issue head-on.   Here are 4 tips to help you repay your payday loan: Get in touch with your payday lender right away: There are a number of ways to get help with your payday loan debt, so it's important to speak to your lender right away to discuss your options. They may be able to offer you a repayment plan or extended payment plan that can make it easier for you to repay your debt.   Think about canceling the recurring payment: If you're having trouble making your payments, you may be considering canceling your recurring payment. If you cancel your payment, you will still owe the full amount of the loan. This means that you'll accrue additional fees and interest char...

Debt consolidation is a process of combining multiple debts into one loan with a lower interest rate. This can be done to reduce the total monthly payment or to simplify the repayment process. Additionally, it can help you lower your average rate if your interest rates are greater than average as a result of poor credit or  credit card debt . 3 steps to getting a Debt Consolidation with Bad Credit If you’re struggling with bad credit, you might be looking for a way to consolidate your debt. A debt consolidation loan can be a great way to do this, but it can be tough to get approved for a loan if you have poor credit. There are some steps on how to get approved for a debt consolidation loan with bad credit. Check and keep track of your credit score:  If you apply for a debt consolidation loan, the lender will probably look over one of your credit reports and credit scores. A bad credit score can lead to higher interest rates and decreased access to credit. A good credit score c...